Getting started is easy! Download the app on Play Store/App Store. Once you complete the onboarding process, an instant account will be created for you. This account lets you access all Blayzzs features, including bill payments, transfers, buy now pay later, insurance, card management, refer and earn, global news, savings and budget.
Follow these steps to onboard:
Input your details: Provide your surname, phone number, BVN, and date of birth.
Take a selfie: Capture a clear selfie for identity verification. Verify with OTP: Click on "Proceed," and a one-time password (OTP) will be sent to your phone. Enter the OTP to confirm your details.
Create your login credentials: Set up a unique username and a secure password to complete the process.
Absolutely! Blayzz allows you to transfer funds, make payments, and pay bills directly from your account at zero charges.
Yes! You can pay your insurance premium outright using your debit card or Blayzz wallet or spread payments over 6 months at zero interest.
Once paid, you’ll receive an instant certificate on the app, which you can download, and a copy will also be sent to your registered email.
You can buy cars, phones, gadgets, furniture, household equipment, and solar from a variety of partner merchants. All vendors onboarded on Blayzz are curated just for you to ensure quality and convenience.
Yes, you can request a claim on Blayzz. Your claim will then be reviewed by our partner insurance companies.
Yes, you can renew your expired insurance on Blayzz. You will be notified when your insurance expires, and you can proceed to renew.
Yes, Save Pro on Blayzz helps you save towards a financial target at a competitive interest rate (up to 12% p.a.). You can contribute monthly over a tenor of 6 or 12 months. Please note that early termination comes with a 30% penalty on accrued interest.
Yes, with the budgeting feature, you can create a monthly budget to monitor your spending. Any unspent funds will be automatically saved in your PiggySaver account, earning you interest.
The Blayzz Planner allows you to:
Secure important documents.
Plan events and set reminders.
Loyalty points are rewards you earn every time you transact on Blayzz. These points can be redeemed for cash!
When you refer someone to Blayzz, you can enjoy the following benefits:
Earn 2% of every insurance premium paid by the person you referred.
Get 2% cashback on your own insurance premium.
Earn up to ₦500 on referrals (terms and conditions apply).
Yes, you can request a debit card through the app. You can choose to pick it up at a branch or have it delivered to you.
You can set up or reset your card PIN securely through the Blayzz app.
Yes, you can! Blayzz offers flexible payment options for the following products:
Insurance premium: Spread payments over 6 months at zero interest.
Cars: Pay over 36 months at a 35% annual interest rate, with a 5% yearly insurance fee and a 1% management fee.
Gadgets and household equipment: Pay over 6 months at a 35% annual interest rate, with a 5% insurance fee and a 1% management fee.
First, onboard by creating a Blayzz account. Then, log into the app, select the product or insurance service you want to purchase, and choose the "Pay in Instalments" option at checkout. After a quick credit check, and if approved, your loan will be disbursed, allowing you to repay in instalments.
If the merchant is registered with the bank, they can provide you with a unique URL that will redirect you to the instalment payment page or you can go through the merchant’s website.
The app is open to anyone that has a BVN and or NIN. An account would be opened for you to facilitate the loan and set up direct debit for repayments.
Customers need to have a good credit report to be eligible for the service. An automated credit check will be performed during the application process to determine your credit status.
If you do not meet the credit requirements, you will not be eligible to use the "Pay in Instalments" service. You can try again another time, but improving your credit score is essential.
After loan approval, PremiumTrust Bank pays the merchant in full. The customer then repays the loan in instalments, with payments automatically deducted from their account via direct debit.
After submitting your information and undergoing the credit check, you will receive a notification about your loan approval status. If approved, the loan will be disbursed for payment of your purchase.
To become a merchant, you need to sign up on www.blayzzapp.com/merchant.
Thereafter, you must complete the blayzz agreement, submit your product images and open a corporate account with PremiumTrust Bank.
You can offer the "Pay in Instalments" service to your customers in three ways: by directing them to the Blayzz app, by integrating blayzz directly into your website, and by providing a unique customised payment link for customers to use.
Merchants need to submit their logo, product images (if available), and a price list. This information will be infused into the Blayzz app for customers to view and purchase your products with the "Pay in Instalments" option.
Yes, merchants can integrate our pay in instalment link directly on their websites. This integration includes our "buy now pay later" feature, making it easy for their customers to access flexible payment options.
If a merchant doesn’t have an online presence, Blayzz can create a dedicated webpage for them. This webpage will feature the merchant’s offerings and include our payment gateway, allowing their customers to pay with a card, account, or instalment options.
Absolutely! We can create a tailored payment URL for merchants. They can share this URL with customers in their physical stores or online to help pre-qualify them for the "pay in instalment" feature or to enable seamless payments.
The "pay in instalment" feature is available for merchants in the following categories:
Solar panels, Inverters and Batteries
Electronics, Phone and Gadgets
Cars
Furniture and Household Equipment
Other types of merchants can still use our payment gateway but won’t have the instalment option enabled for their customers.
To integrate the service into your website, please read our API documentation on the Blayzz website.
Merchants need to have a registered business, must have been in business for at least 5 years and good credit standing.
The bank facilitates loan disbursement for customers who qualify for the "Pay in Instalments" service. Merchants receive full payment upfront before the products are released, while customers repay the loan to the bank in scheduled instalments
You can contact PremiumTrust bank - contactpremium@premiumtrustbank.com